Insurance is not a sheaf of policy papers. It is an essential tool for your—and your family’s—success.

Properly structured personal insurance can help you achieve your personal goals and protect your family’s lifestyle from generation to generation.

Affluent families have insurance and risk management needs that most insurance simply cannot address. Finely crafted homes, important works of art, rare antiques, seasonal residences, yachts and aircraft, international risk exposures, domestic employees, and personal security concerns are just some of the unique risk exposures that deserve careful consideration to properly protect you and your family. Affluent families need sound and unbiased insurance and risk management advice, integrity and discretion.

With the same in-depth, personalized process we apply to our business insurance clients, we take the time to understand your risk profile and financial objectives.  We then design coverages that fit your unique situation with special emphasis on risks that most insurance brokers often overlook:

• Proper compliance with Workers Compensation laws for domestic employees.
• Protection from lawsuits brought by domestic employees
• Guaranteed Replacement Coverage for primary and secondary residences
• High Limit Umbrella Liability protection
• Coverage for international risk exposures
• Protection from lawsuits arising out of service on boards of directors
• Kidnap exposures
• Proper protection for fine arts, antiques, collectibles and vintage autos
• Windstorm & Wildfire Defense Services

For your convenience, the John L. Vorbach Company can handle all your personal insurance needs including residential policies, protection for antiques and fine collectables, life insurance, disability and long-term care. 

Not all insurance is the same. Not all insurance brokers are the same.

Call the John L. Vorbach Company today at 212-294-4900 for a confidential review of your personal insurance policies.